Police Salary Calculator 2026
Estimate your monthly police take-home pay by rank, pay point, force, pension contribution, allowances and working hours. Includes Met Police allowances, London Weighting, part-time pay, police staff pay and 2026 pay modelling.
Featured Snippet: Police Starting Salary 2026
In 2026, a new Police Constable in England and Wales starts at a base salary of £31,497. With London Weighting and Met allowances, a new Metropolitan Police officer can have total gross starting pay of around £39,859 before tax, National Insurance and pension deductions.
Determines location allowances (London Weighting, SE Allowance).
Unlocked in the full salary report with side-by-side reduced hours comparisons.
Estimated Monthly Take-Home
Post Tax & Pension
Total Gross Annual Pay
Including location allowances
🔒 Premium Report
Unlock net hourly rate, pay rise scenarios, promotion previews & budget planner below.
Salary Breakdown
2026 ForecastPremium upgrade available
See what your pay leaves you with after real life bills
Unlock the full salary report to compare part-time options, promotion, pension impact, borrowing power and a monthly budget planner built around your take-home pay.
Your current setup leaves an estimated £2,328 after deductions. Unlock the report to see what remains after bills, savings goals and real monthly outgoings.
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Why people unlock this
They want one place to compare deductions, reduced hours and what is actually left after bills.
Most common use case
Checking whether promotion, London pay or pension changes improve real monthly breathing room.
What it prevents
Guessing from gross salary without seeing the impact on monthly flexibility and savings.
Unlock Your Full Police Salary Report
Your free estimate gives you the headline figure. The full report shows the money decisions behind it, including pension deductions, tax, National Insurance, reduced-hours planning, pay rise modelling and promotion impact.
Built for officers and staff who want more than a rough take-home estimate. Use it to compare real monthly outcomes before you change hours, change force, stay in the pension or plan your next rank move.
Best for
Comparing forces, allowances and pension deductions before you rely on the headline pay figure.
Most useful when
You are considering reduced hours, a promotion move, or whether London pay really improves your monthly position.
What you avoid
Guessing what a 2 to 4 percent award or a rank move actually does to your monthly bank balance.
Methodology
Built from public pay scales, location allowance data and a consistent deduction model for tax, National Insurance and police pension estimates.
Estimate caveat
This is a planning tool, not a payslip replica. Student loans, tax codes, arrears, overtime and local payroll treatment can change your live pay.
Planning value
Useful if you are deciding between forces, planning reduced hours, checking promotion value or trying to understand how much room you really have each month.
Full Salary Report Locked
Your free result shows your estimated take-home pay. Unlock the full report to see the scenario modelling that usually changes the decision, including pay rises, reduced hours, promotion, pension choices, borrowing power and monthly budget pressure.
3% pay rise impact
Locked30-hour part-time comparison
LockedPension on vs pension off
LockedSergeant step-up estimate
LockedBorrowing power snapshot
LockedBudget pressure status
LockedOvertime needed to cover shortfall
LockedDownload-ready report layout
LockedFree Calculator vs Full Salary Report
The free calculator gives you the headline pay estimate. The full report adds scenario modelling and the deduction detail that usually drives conversion decisions.
| Feature | Free Calculator | Full Salary Report |
|---|---|---|
| Monthly take-home estimate | Yes | Yes |
| Gross salary breakdown | Yes | Yes |
| Location allowances | Yes | Yes |
| Part-time pro-rata estimate | No | Yes |
| Pension deduction estimate | Basic | Detailed |
| Tax and National Insurance estimate | Basic | Detailed |
| 2026 pay rise scenarios | Limited | Yes |
| 12-month income summary | No | Yes |
| Pension on vs off comparison | No | Yes |
| Net hourly pay view | No | Yes |
| Borrowing power snapshot | No | Yes |
| Income vs outgoings budget planner | No | Yes |
| Budget pressure status | No | Yes |
| Overtime needed to cover shortfall | No | Yes |
| Deposit runway planning | No | Yes |
| Promotion comparison | No | Yes |
| PDF-style report layout | No | Yes |
| Pension Command Centre upsell | Link only | Included as next step |
Salary Is Only Half the Story
Your monthly pay matters, but your police pension can be one of the biggest financial assets of your career. The Pension Command Centre models retirement age, CARE pension, lump sum options, commutation and long-term pension value.
Model retirement age, CARE pension, lump sum options, commutation and lifetime pension value.
Full Salary Report
See what £2,328 leaves after bills and savings.
Police Officer Salary by Rank in 2026
Police salary depends on rank, pay point, location allowances and working hours. A constable, sergeant and inspector can all have very different take-home pay once pension, tax and regional allowances are applied.
For the underlying pay tables, use our Police Pay Scales 2026 guide, the latest Police Pay Rise 2026/27 analysis, and the dedicated Police Overtime Calculator.
Police Salary by Rank Examples
Headline examples only. Real take-home pay depends on force, pension, allowances and working pattern.
| Rank example | Base salary range | What changes take-home pay | Best next tool |
|---|---|---|---|
| Constable | Starting from £31,497 | London allowances, pension and overtime can materially move monthly pay. | See constable pay scales |
| Sergeant | Mid-rank pay progression | Promotion improves gross pay, but deductions rise as well. | Compare promotion pay |
| Inspector | Higher salary and pensionable pay | Pay awards, pension tiering and location often matter more than headline rank alone. | See pay rise modelling |
| Police Staff | Role-specific salary bands | Hours, UNISON claim modelling and local salary level drive the estimate. | Model staff hours |
Police Take-Home Pay Explained
Gross salary is only the starting point. Take-home pay is reduced by pension contributions, Income Tax and National Insurance. The final number also changes when London Weighting, Met allowances or reduced hours are added.
- Gross salary is your pre-deduction annual pay.
- Pension contributions reduce taxable pay but also reduce current monthly cash.
- Income Tax and National Insurance depend on your annual earnings level.
- Location allowances can increase gross pay but also affect deductions.
- Part-time hours reduce both earnings and pensionable salary on a pro-rata basis.
Met Police Salary and London Allowances
Met Police gross pay is usually higher than the published national base because London Weighting and the Metropolitan allowance are added on top of base salary.
- London Weighting increases gross earnings for London roles.
- Met allowances can make starting gross pay look materially higher than national figures.
- Take-home pay still depends on tax, pension deductions and the selected pay point.
- Higher gross pay does not translate pound-for-pound into higher monthly cash.
Police Staff Salary Calculator and UNISON 2026 Claim
This page is not just for officers. Police staff can use the same calculator framework to model salary, pro-rata hours and headline take-home scenarios.
The UNISON 9% claim is a claim, not a confirmed settlement
UNISON, Unite and GMB have submitted a 2026 staff pay claim. It is useful for scenario modelling, but it is not a confirmed award. The calculator’s staff-mode toggle helps you estimate the impact if that claim were agreed.
Police staff pay uses a different weekly benchmark
Staff calculations use a 37-hour benchmark rather than the 40-hour officer standard. That matters for pro-rata modelling, part-time comparisons and the way salary looks in monthly take-home terms.
What this calculator includes
- Official 2026 pay scale modelling for officers
- Police Staff Council salary logic
- UNISON 9% pay claim scenario toggle for staff mode
- London Weighting and South East allowance logic
- Met Police allowance modelling
- Part-time pro-rata adjustments
- Estimated pension contributions, tax and National Insurance
- Monthly and annual take-home estimates
Why Scotland is Different
Police Scotland has already secured a 3.5% pay rise for April 2026 as part of its multi-year deal. That benchmark is often referenced in England and Wales pay discussions, but it does not automatically apply outside Scotland.
Part-Time Police Pay Calculator
Part-time police pay is calculated pro-rata based on contracted weekly hours. The full salary report unlocks reduced-hours scenario modelling so officers and staff can compare the likely impact on monthly take-home pay and pensionable earnings.
Understanding Your Pay
Related Tools
Use the salary calculator for the headline pay figure, then move into the tool that answers the next money question.
Police Overtime Calculator
Calculate casual overtime, rest day working and public holiday rates.
Police Pension Command Centre
Model CARE pension value, retirement age, commutation and long-term wealth.
Police Pay Rise 2026/27
See the current pay award debate, claims, benchmarks and scenarios.
Promotion Comparison Tool
Compare pay progression, promotion jumps and rank changes.
Candidate Mock Interview
Prepare for police recruitment interviews with a guided simulator.
Part-Time Police Pay Calculator
Model pro-rata earnings and take-home pay for reduced hours.
Frequently Asked Questions
How much does a police officer earn in the UK in 2026?
Police officer pay in 2026 depends on rank, pay point, force allowances, pension deductions and working hours. A new constable in England and Wales starts at £31,497 before deductions, while higher ranks and London allowances can materially increase gross pay.
What is the starting salary for a police constable in 2026?
A new Police Constable in England and Wales starts at a base salary of £31,497 in 2026. In London, total gross starting pay can be higher once London Weighting and Met allowances are added.
How much does a Met Police officer earn with London allowances?
A Metropolitan Police officer can earn more than the national base rate because London Weighting and Met allowances are added to base salary. The exact take-home figure still depends on tax, National Insurance, pension deductions, rank and pay point.
How is police take-home pay calculated?
Police take-home pay is estimated by starting with gross annual pay, then deducting pension contributions, Income Tax and National Insurance. Location allowances and part-time hours can change both the gross figure and the deductions.
Does the calculator include pension deductions?
Yes. The calculator includes an estimated police pension deduction based on the selected gross pay and current modelling assumptions. The premium salary report shows the deduction detail more clearly.
Does the calculator include overtime?
No. Overtime is not fully modelled inside this salary calculator. Use the dedicated Police Overtime Calculator for casual overtime, rest day and public holiday scenarios.
How is part-time police pay calculated?
Part-time police pay is calculated pro-rata based on contracted weekly hours. The full salary report unlocks reduced-hours scenario modelling so you can compare likely monthly take-home pay and pensionable earnings before changing your pattern.
Can police staff use this calculator?
Yes. Police staff can use the calculator by switching from Officer to Staff mode. The page includes staff salary logic and a UNISON claim modelling toggle.
Does the calculator include the UNISON 9% claim?
Yes, in staff mode you can toggle a 2026 UNISON claim scenario. This is shown as a modelling assumption rather than a confirmed pay award.
Is the UNISON 9% claim confirmed?
No. The UNISON 9% claim is a claim, not a confirmed settlement. It is useful for scenario modelling, but it should not be treated as a guaranteed outcome.
Why does my payslip differ from the calculator?
Payslips can differ because of tax codes, student loans, salary sacrifice, arrears, overtime, allowances that are not captured here, local payroll treatment and pension variations. This calculator provides an estimate rather than a payroll-grade figure.
Should I use the Pension Command Centre as well?
Yes, if you want a fuller financial picture. Salary shows current cash flow, but the Pension Command Centre helps model retirement age, CARE accrual, commutation and long-term pension value.
PolicePay.co.uk is an independent reference site and is not affiliated with the Home Office, any police force, the Police Federation, UNISON or any pension administrator. Calculations are estimates only and are based on available public information and modelling assumptions. They should not be treated as financial advice, payroll advice or pension advice. Always check your official payslip, force payroll team, pension administrator or professional adviser before making financial decisions.
Explore the Pay and Earnings Hub
Model overtime, compare pay progression, understand regional allowances and move from headline salary to the wider financial picture.
Explore Pay & Earnings Hub