Is your police payslip right?

Photograph your payslip. We check every line against the national rules: pay point, overtime rates, pension, tax code and NI.

Police Payslip Check

Take a photo of your payslip and we check it line by line

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ForceI agree my payslip is sent to our AI provider to read it. It is not stored.

Tick the box to upload your own. The sample is fictional and needs no tick. A photo or a PDF up to 5 MB. Cover your National Insurance number, address and bank details first: they are not needed.

Your payslip is sent to Google's Gemini AI service only to read its lines. The checks are worked out on this page from the published rules, not by AI. PolicePay does not store the file, its text or the results: we keep only a usage count. Privacy policy. Not legal or financial advice: payroll and your Federation or union rep can confirm anything important.

Independent. Not your force, payroll or the Police Federation. The checks show what the published rules say, so you know what to ask. They cannot promise you are owed anything.

How the check works

AI reads your payslip. It copies each line exactly as printed: the label, hours, rate and amount, the tax code, the totals and the year to date figures. It never works anything out and it is told never to return your name, NI number, address, payroll number or bank details.
You confirm what the payslip cannot say. Your force, rank, pay point, hours, pension scheme and student loan plan. We fill in what your payslip shows.
Plain calculations check each line. Each line is compared with the published rule for your rank, point, force and month. Each check comes back as looks right, worth a closer look or can't be checked from a payslip.
Free: the summary. Every line we read, how many lines we checked, the counts for each result and the names of the lines worth a closer look.
£14.99 for 12 months: every check in full. The figure the rules give against your payslip, the reason, the rule and its source, the difference a month, a note to copy for payroll or your Federation or union rep, AI answers to your questions and every payslip for a year.

Want to see it first? Press "Try a sample payslip" above: a fictional October 2026 payslip for a Kent constable.

What it checks

That the lines add up to your gross and net pay
Basic pay against your pay point, full or part time (officers, England and Wales)
London Weighting, London Allowance and South East Allowance for your force
Overtime, recall, rest day and public holiday rates (constables and sergeants) and unsocial hours (constable to chief inspector)
On-call and dog handler's allowances
Your pension contribution band (police scheme or LGPS)
National Insurance, student and postgraduate loans
Your tax code, plus the tax itself when the year to date figures are printed

What a payslip cannot show

Your duty times, so not the 30-minute disregard or 15-minute rounding on overtime
Whether you had 15 days' notice of a rest day, or which days were recalled from leave
Back pay, which depends on earlier months
Police staff pay scales and overtime terms, which each force sets
Amounts your chief constable decides, such as the South East Allowance below its maximum

Those lines come back as "can't be checked from a payslip" with the rule explained, never as a mistake.

How to read a police payslip

Every force prints its payslip differently, but they all carry the same parts. Here is what each one means and what it should be for 2026/27.

The top of the payslip

Pay date and period: The date the money reaches your bank and the month it covers. Tax period 7 is October (April is 1). Basic pay is usually for the current month; overtime and allowances are often for the month before, so the rate they are paid at can be the one in force when you worked them.
Tax code: 1257L is the standard code for 2026/27. A slightly higher code (for example 1290L) is usual if HMRC gives your Federation subscription or uniform relief through your code. W1, M1 or X at the end means each month is taxed on its own: normal for a short time after starting, worth checking if it stays. BR, D0 or 0T on your only job is worth checking with HMRC.
NI letter: Usually A. Other letters change the employee rate (for example C over State Pension age pays none).
Grade or pay point: Your rank and point on the scale, for example PC Pt 7. It sets your basic pay and, for constables and sergeants, the hourly rate behind every overtime line.

Payments

Basic pay: Your pay point divided by 12. A constable at the top of the scale is on £52,015 a year from 1 September 2026 (the 2026/27 points are provisional until the Home Office publishes its determination), £4,334.58 a month; it was £50,256 before. Part-time: full-time pay x your weekly hours / 40.
London Weighting, London Allowance, South East Allowance: Met and City officers get London Weighting (£3,260 a year from 1 September 2026, pensionable) and the London Allowance (up to £6,819, not pensionable). Eight forces in the South East can pay the South East England Allowance, up to £3,105 or £2,070: the chief constable sets the amount.
Overtime, rest day and public holiday lines: Hours x rate. For a constable at the top of the scale the hourly rate is £24.93 (£52,015 x 6/12520), so overtime is £33.24 an hour, a short-notice rest day £37.39 and a public holiday £49.85. London Weighting is left out of these rates.
On-call and unsocial hours: On-call is £35 for each day with any time on call. Unsocial hours is 10% of your hourly rate for each full hour between 8pm and 6am.
Arrears and back pay: A pay award, an increment or a correction paid late. It depends on earlier months, so a single payslip cannot show whether it is right.

Deductions

Income tax: Worked out on your pay for the tax year so far on a normal code, so one month's tax can look odd after a big overtime month or a back pay payment and even out later. Pension contributions come off before tax.
National Insurance: 8% of your monthly pay between £1,048 and £4,189, then 2% above. Unlike tax, it is worked out on each month on its own and pension contributions do not reduce it.
Pension: England and Wales officers pay 12.88% of pensionable pay up to £37,035 a year, 13.88% above that to under £79,588 and 14.22% from £79,588 (from 1 April 2026). Pensionable pay is basic pay and London Weighting, not overtime or allowances. The band uses last scheme year's pay, so a recent pay rise does not always move you up straight away.
Student loan: 9% of your pay above your plan's monthly threshold (6% for a postgraduate loan), rounded down to the pound.
Federation subscription: £26.31 a month from 1 January 2026. You can claim tax relief on it from HMRC unless your force gives it through payroll (the Met and West Yorkshire).

A worked example: a rest day at the wrong rate

A constable at the top of the scale works a rostered rest day of 8 hours, cancelled 6 days before. The hourly rate is £52,015 x 6/12520 = £24.93. A rest day worked with less than 15 days' notice is time and a half: £37.39 an hour, £299.13 for the day. If the payslip shows the same 8 hours at time and a third (£33.24 an hour, £265.89), the line is £33.24 short. The check shows both figures, the paragraph of Annex H and a note to send payroll.

With 15 days' notice or more there is no payment: you get another rest day instead. That is one reason the check asks you to confirm what a line is for before asking payroll.

Lines worth checking on a police payslip

Still on last year's figure

The Government announced 3.5% from 1 September 2026; the Home Office has not yet published the determination, so forces may still be paying the 2025/26 rate until they pay it with back pay. Until then the check says it cannot judge a 2025/26 figure, rather than calling it wrong.

An increment that did not arrive

Constables usually move up a point each year on their incremental date until point 7, subject to satisfactory performance. If your basic pay matches the point below the one you expected, ask payroll when your increment was due.

A rest day paid as overtime

A rostered rest day worked with less than 15 days' notice is time and a half for all the hours. Paid at time and a third, it is £4.15 an hour short at the top of the constable scale.

London Weighting in the overtime rate

Annex F says payments worked out by reference to pay are calculated as if London Weighting had not been added. A rate that includes it pays slightly more than the rule gives, which payroll may later recover.

The wrong pension band

Paying 13.88% on pensionable pay that has always been under £37,035 costs about 1% of your pay each month. The check shows the band your pay suggests and which band you pay.

An emergency tax code that stuck

W1, M1 or X means each month is taxed without the tax-free pay you did not use earlier in the year. If it has been there for months, your HMRC personal tax account shows why.

Police staff payslips

Police staff are paid on their force's own grades and spinal points. Overtime follows local terms (often based on the Police Staff Council handbook). So for staff the check runs the national rules only: tax code, National Insurance, student loan and the LGPS contribution band, which in 2026/27 runs from 5.5% to 12.5% of actual pensionable pay. Unlike the police scheme, LGPS pensionable pay includes overtime, so a month with a lot of overtime can look as if it is in a higher band. Metropolitan Police staff are in the Civil Service pension scheme, which the check does not cover.

Waiting for the 2026 staff pay award? The staff pay rise tracker has every dated step of the talks.

Your privacy

Your payslip is sent to Google's Gemini AI service only to read its lines.
PolicePay does not store the file, its text, the lines read, the results or your questions. We keep a usage count only: the type of request, the file size and how long it took.
The file stays in this page while it is open, so you can ask questions without uploading it again. Close or refresh the page and it is gone.
The reader is told never to return your name, National Insurance number, address, payroll number, bank details or date of birth. Our server removes any that slip through. Cover them before you upload anyway.

Questions

Is the police payslip check free?

Reading your payslip and the summary are free: you see every line we read, how many lines we checked and how many look right, are worth a closer look or cannot be checked from a payslip, with the names of the lines worth a closer look. Each check in full (the figure the rules give against your payslip, the reason, the rule and its source, the difference a month), a note for payroll and AI answers to your questions cost £14.99 for 12 months, one payment with no renewal.

Is my payslip stored?

No. Your payslip is sent to Google's Gemini AI service only to read its lines. What it reads comes straight back to your browser. PolicePay does not keep the file, its text or the results. We keep a count of how many payslips were read. Cover your National Insurance number, address and bank details before you upload: they are not needed.

Does AI decide whether my pay is right?

No. The AI only copies the lines on your payslip into a list. The checks are ordinary calculations on this page using the published rules: the pay scales, the Police Regulations 2003 determinations, the pension bands, HMRC's National Insurance and student loan thresholds. The same payslip always gives the same answer and every check shows its rule and source.

Can it check police staff payslips?

Yes, for the national rules: tax code, National Insurance, student loan and your LGPS pension band. Police staff pay scales and overtime terms are set by each force, so it does not check basic pay or overtime for police staff. It says so on the result.

Can it check Police Scotland or PSNI payslips?

It runs the national checks for officers in Scotland and Northern Ireland: tax code, National Insurance, student loan and the pension rate (13.7% in Scotland; 13.66% or 14.00% in the PSNI scheme). It does not check pay points or overtime, which follow their own regulations.

Will it tell me I am owed money?

No. It shows where a line differs from what the rules give and by how much. It says that is worth asking payroll about. Payroll may have a reason a payslip does not show, such as a part month, a backdated change or a local agreement. It is not legal or financial advice.

What overtime rates does it check?

For constables and sergeants in England and Wales: overtime at time and a third, a rest day worked with less than 15 days' notice at time and a half and a public holiday at double time, each on an hourly rate of annual pay x 6/12520 without London Weighting. It cannot see your duty times, so it cannot check the 30-minute disregard or the 15-minute rounding.

Which payslips does it cover?

Payslips paid in the 2026/27 tax year (6 April 2026 to 5 April 2027), monthly. Pay points before 1 September 2026 are checked against the 2025/26 scale and from 1 September against the 2026/27 scale. Until the Home Office publishes the 2026/27 determination, a 2025/26 figure after September is shown as one that cannot be checked yet, not as a mistake.

The rules we check against

Officer pay points before 1 September 2026: Constable point 7 £50,256, sergeant point 4 £56,208 (Annex F, from 1 September 2025). Source
Officer pay points from 1 September 2026: 2025/26 plus 3.5%: constable point 7 £52,015 (provisional until the Home Office publishes its determination). Source
Part-time officers: Hourly rate = annual pay x 6/12520, so pay is full-time pay x weekly hours / 40 (Annex F Part 11). Source
London Weighting (Met and City): £3,150 a year, £3,260 from 1 September 2026. Pensionable. Left out of overtime rates (Annex F Part 10). Source
London Allowance (Met and City): Up to £6,588 a year, £6,819 from 1 September 2026, set by the Commissioner. Not pensionable (Annex U para 3). Source
South East England Allowance: Up to £3,000 (Essex, Hertfordshire, Kent, Surrey, Thames Valley) or £2,000 (Bedfordshire, Hampshire, Sussex), £3,105 or £2,070 from 1 September 2026. The chief constable sets the amount. Not pensionable (Annex U para 5). Source
Hourly rate: Annual pay x 6/12520, without London Weighting (Annex F Parts 10 and 11). Source
Overtime (constables and sergeants): Time and a third: 1/24 of a day's pay per completed 15 minutes. Overtime of under 30 minutes on any occasion is not counted, except a 15-minute period you were told about at the start of your tour. If you were not told at the start, the first 30 minutes are disregarded on each of the first 4 occasions in a week (Annex G para 1(d) and (g)). Source
Recall between tours: Overtime at time and a third. The 4-hour minimum for a recall between tours was removed in 2012 (Annex G para 1(h)(iii) omitted). Reasonable travel time counts as duty (regulation 22, Annex E). On a rest day or public holiday the 4-hour minimum in Annex H para 3(h) applies. Source
Rest day worked: Less than 15 days' notice: time and a half (3/64 of a day's pay per 15 minutes). 15 days or more: another rest day instead (Annex H para 1(a) to (c)). Under 4 hours of duty counts as 4 hours, except up to 1 hour on a rest day immediately after a normal tour (Annex H para 3(h)). Source
Public holiday worked: Double time (1/16 of a day's pay per 15 minutes), plus another day off when the notice was under 8 days (Annex H para 1(d) and para 3). Under 4 hours of duty counts as 4 hours (Annex H para 3(h)). Source
Recalled from annual leave: 2 days' leave for each of the first 2 days recalled (or 1 day's leave plus 1 day's pay at double time); 1.5 days' leave for each later day (or 1 day's leave plus half a day's pay at double time). Para 5 covers breaks of 3 or more days that include annual leave (Annex O para 5). Source
Unsocial hours allowance: 10% of the hourly rate for each full hour between 8pm and 6am, constable to chief inspector (Annex U para 10). Source
On-call allowance: £35 for each day with any time on call, constable to chief superintendent (Annex U para 13). Source
Dog handler's allowance: £2,946 a year from 1 September 2025, plus 50% for each extra dog (Annex U para 2). The 2026/27 rate is not yet in a published determination. Source
Officer pension contributions (England and Wales): From 1 April 2026: 12.88% (up to £37,035), 13.88% (over £37,035 to under £79,588), 14.22% (£79,588 or more). On pensionable pay (basic pay and London Weighting, not overtime or allowances), banded on actual pensionable earnings in the previous scheme year. Source
Officer pension contributions (Police Scotland): 13.7% of pensionable pay: basic pay and on-call allowance (on-call pensionable from 1 January 2023, SSI 2024/80). Source
Officer pension contributions (PSNI): 13.66% under £60,000 of pensionable pay a year, 14.00% from £60,000. Source
Police staff pension (LGPS, England and Wales): 2026/27 bands from 5.5% to 12.5% of actual pensionable pay (half in the 50/50 section). Pensionable pay includes overtime. Source
National Insurance 2026/27 (category A): 8% of monthly pay from £1,048 to £4,189, 2% above. Pension contributions do not reduce it; salary sacrifice does. Source
Student and postgraduate loans 2026/27: 9% above £2,241.66 a month (Plan 1), £2,448.75 (Plan 2), £2,816.25 (Plan 4), £2,083.33 (Plan 5); 6% above £1,750 (postgraduate). Rounded down to the pound. Source
Tax codes: 1257L is the standard code (£12,570 tax-free). W1, M1 or X means each month is taxed on its own (an emergency basis). BR, D0, D1 and 0T give no tax-free pay on this job. Source
Police Federation subscription: £26.31 a month from 1 January 2026. Source

Sources

Checked 3 November 2026. Related: police overtime rates explained, police pay scales 2026 and police take-home pay explained.