Police Salary Calculator 2026
Estimate your monthly police take-home pay by rank, pay point, force, pension contribution, allowances and working hours. Includes Met Police allowances, London Weighting, part-time pay, police staff pay and 2026 pay modelling.
- Free, no sign-in
- England and Wales
- 2026/27 tax year
Updated 1 October 2026: 2026/27 officer scales after the 3.5% award, Met London Weighting, South East allowances, 2015 scheme contributions from April 2026, and police staff mode.
Police starting salary and take-home pay 2026
From 1 September 2026 a new police constable in England and Wales starts on £32,255 a year (pay point 1), about £2,688 a month before deductions and about £1,952 a month take-home after income tax, National Insurance and the 12.88% pension (standard tax code, outside London). Pay rises to £52,015 at the top of the scale. With London Weighting and the maximum London Allowance a new Met constable's gross starting pay is about £42,334. Figures are based on the official 2025/26 scale plus the 3.5% award from 1 September 2026, calculated.
Want the scale table for every rank instead? See police pay scales 2026/27. Serving with Police Scotland? Use the Police Scotland salary calculator, which applies Scottish pay scales and Scottish income tax. Thinking of joining? The candidate hub covers eligibility, entry routes and the assessment centre, or try the free assessment centre readiness check.
Your estimate: Constable, pay point 1, Metropolitan Police
- Take-home a month
- £2,528
- After tax, NI and pension
- Take-home a year
- £30,341
- 72% of your gross pay
- Gross pay a year
- £42,334
- Includes £10,079 allowances
- Tax, NI and pension a year
- £11,993
- About £999 a month
Where your pay goes
Full-time · 2026/27 tax year
| Out of your gross pay | A month | A year |
|---|---|---|
| Take-home pay72% | £2,528 | £30,341 |
| Income tax12% | £420 | £5,038 |
| National Insurance6% | £198 | £2,381 |
| Pension (12.88%)11% | £381 | £4,574 |
| Gross pay | £3,528 | £42,334 |
Based on the 2026/27 pay scales after the 3.5% award from 1 September 2026, standard tax code and the 2015 scheme contribution rates. Overtime, student loans and salary sacrifice are not included.
Salary breakdown
Estimate for 2026/27
| Earnings | A month | A year |
|---|---|---|
| Basic salary (full-time) | £2,688 | £32,255 |
| London Weighting | £272 | £3,260 |
| London AllowanceNot pensionable | £568 | £6,819 |
| Total gross earnings | £3,528 | £42,334 |
| Deductions | ||
| Pension contribution12.88% of £35,515 pensionable pay | -£381 | -£4,574 |
| Income tax (estimated) | -£420 | -£5,038 |
| National Insurance (Class 1) | -£198 | -£2,381 |
| Take-home pay | £2,528 | £30,341 |
How each deduction is worked out
- Pension
- The 2015 scheme rate from 1 April 2026 is set by your pensionable pay: 12.88% up to £37,035, 13.88% over £37,035 and under £79,588, 14.22% from £79,588 (SI 2026/267). Pensionable pay is basic pay plus London Weighting. The London Allowance and South East Allowance are not pensionable, so no contribution is taken from them. It comes off before tax, so it also lowers your income tax.
- Income tax
- 2026/27 rates for England and Wales: personal allowance £12,570 (reduced above £100,000), 20% up to £50,270, 40% to £125,140, 45% above. Standard tax code assumed.
- National Insurance
- 8% on earnings between £12,570 and £50,270 a year, 2% above. Pension contributions do not reduce NI.
Payslips can differ because of tax codes, student loans, salary sacrifice, arrears, overtime and local payroll treatment. Use this as an estimate, not a payroll figure.
The same pay point in other locations
| Location | Take-home a month | Against yours |
|---|---|---|
| No location allowance33 forces, including Avon and Somerset and Cambridgeshire | £1,952 | -£577 |
| South East Allowance (£2,070)Bedfordshire, Hampshire and Sussex | £2,076 | -£453 |
| South East Allowance (£3,105)Essex, Hertfordshire, Kent and 2 more | £2,138 | -£390 |
| London Weighting and London Allowance (£10,079)YoursMetropolitan Police and City of London | £2,528 | - |
Location allowances from the force data used by this calculator: London Weighting and the maximum London Allowance for the Met and City of London, and the South East Allowance in eight forces. Met and City inspectors and chief inspectors are also on higher pay scales.
In the full salary report
Pay rises, part-time hours and pension on or off, from your £2,528 a month
| Now | £2,528 a month |
|---|---|
| After a 2%, 3%, 3.5% or 4% pay rise | In the report |
| At 30, 24, 20 or 16 hours a week | In the report |
| With the pension switched off | In the report |
| As sergeant | In the report |
Free tools for the next question
- Overtime calculator Overtime is not included here. Work out casual overtime, rest day and public holiday rates.
- Part-time pay calculator Free pro-rata pay for reduced hours.
- Promotion calculator Take-home at the next rank, after tax, NI and pension.
- Police Scotland calculator Scottish pay scales and Scottish income tax.
- Mortgage borrowing calculator What this pay could get you approved for, with overtime and allowances. Not tied to a lender.
Constable pay scale, 2026/27
Basic pay from 1 September 2026
Scale for constables appointed on or after 1 April 2013 (all new recruits).
| Pay point | A year | A month | Use this point |
|---|---|---|---|
| Point 1Yours | £32,255 | £2,688 | |
| Point 2 | £33,609 | £2,801 | |
| Point 3 | £34,972 | £2,914 | |
| Point 4 | £36,335 | £3,028 | |
| Point 5 | £39,058 | £3,255 | |
| Point 6 | £44,544 | £3,712 | |
| Point 7 | £52,015 | £4,335 |
Next rank: Sergeant starts at £55,443 (point 2).
Calculated from the official 2025/26 scales plus the 3.5% award from 1 September 2026, rounded to the nearest pound. The Home Office's own 2026/27 table may differ by a few pounds. Allowances, overtime and deductions are not included in these figures.
Every rank and point on one page: police pay scales 2026/27.
Optional, £7.99 once
What the full salary report adds
Worked out from the details you have already entered. The calculator above stays free.
- Pay rises of 2%, 3%, 3.5% and 4%, each as monthly take-home
- Part-time take-home at 30, 24, 20 and 16 hours, plus the hours slider
- Pension on or off: the monthly difference on your pay
- Step up to Sergeant: the change in monthly take-home
- Weekly take-home and net hourly rate
- Bills and savings planner, and a borrowing snapshot (indicative only)
- Print or save the report as a PDF
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14-day refund, no reason needed: refund policy. Estimates only, not financial advice.
How it is laid out, with your free figures
ExampleHow police pay works
Pay by rank, the Met tables, deductions and the questions people ask most, in plain English.
Police officer salary by rank in 2026
Police salary depends on rank, pay point, location allowances and working hours. A constable, sergeant and inspector can all have very different take-home pay once pension, tax and regional allowances are applied.
For the underlying pay tables, use our Police Pay Scales 2026 guide, the latest Police Pay Rise 2026/27 analysis, and the dedicated Police Overtime Calculator. Not sure what a rank means for your pay? See our full Police Ranks UK guide.
Police salary by rank, 2026/27 (England and Wales)
Basic pay from 1 September 2026, outside London, before tax, National Insurance and pension.
| Rank | Annual basic pay | Per month (gross) |
|---|---|---|
| Constable (new recruit, pay point 1) | £32,255 | £2,688 |
| Constable (pay point 4) | £36,335 | £3,028 |
| Constable (top, pay point 7) | £52,015 | £4,335 |
| Sergeant (pay point 2 to 4) | £55,443 to £58,175 | £4,620 to £4,848 |
| Inspector (outside London) | £66,000 to £71,396 | £5,500 to £5,950 |
| Chief Inspector (outside London) | £72,806 to £75,709 | £6,067 to £6,309 |
| Superintendent | £87,123 to £102,481 | £7,260 to £8,540 |
| Chief Superintendent | £107,430 to £119,837 | £8,953 to £9,986 |
Official 2025/26 scale (Home Office Circular 011/2026, Annex F) plus the 3.5% award from 1 September 2026, rounded to the pound; the Home Office had not published its 2026/27 table at 30 September 2026. Every pay point: police pay scales 2026/27. The award itself and back pay: police pay rise 2026/27.
Met Police pay scales 2026: constables
Basic pay plus London Weighting (£3,260) and the maximum London Allowance (£6,819), 2026/27 calculated figures.
| Pay point | Basic pay | With London Weighting and Allowance | Per month (gross) |
|---|---|---|---|
| 1 | £32,255 | £42,334 | £3,528 |
| 2 | £33,609 | £43,688 | £3,641 |
| 3 | £34,972 | £45,051 | £3,754 |
| 4 | £36,335 | £46,414 | £3,868 |
| 5 | £39,058 | £49,137 | £4,095 |
| 6 | £44,544 | £54,623 | £4,552 |
| 7 | £52,015 | £62,094 | £5,175 |
The London Allowance is set by the Commissioner up to the national maximum, so check your own force's rate. Met and City inspectors (£68,788 to £74,206) and chief inspectors (£75,619 to £78,510) are on separate, higher scales. More: Metropolitan Police pay and allowances.
Met Police salary and London allowances
Met Police gross pay is usually higher than the published national base because London Weighting and the Metropolitan allowance are added on top of base salary.
- London Weighting increases gross earnings for London roles.
- Met allowances can make starting gross pay look materially higher than national figures.
- Take-home pay still depends on tax, pension deductions and the selected pay point.
- Higher gross pay does not translate pound-for-pound into higher monthly cash.
Police take-home pay explained
Gross salary is only the starting point. Take-home pay is reduced by pension contributions, Income Tax and National Insurance. The final number also changes when London Weighting, Met allowances or reduced hours are added.
- Gross salary is your pre-deduction annual pay.
- Pension contributions reduce taxable pay but also reduce current monthly cash.
- Income Tax and National Insurance depend on your annual earnings level.
- Location allowances can increase gross pay but also affect deductions.
- Part-time hours reduce both earnings and pensionable salary on a pro-rata basis.
Police staff salary calculator and the UNISON 2026 claim
This page is not just for officers. Police staff can use the same calculator framework to model salary, pro-rata hours and headline take-home scenarios.
The UNISON 9% claim is a claim, not a confirmed settlement
UNISON, Unite and GMB have submitted a 2026 staff pay claim. It is useful for scenario modelling, but it is not a confirmed award. The calculator’s staff-mode toggle helps you estimate the impact if that claim were agreed.
Police staff pay uses a different weekly benchmark
Staff calculations use a 37-hour benchmark rather than the 40-hour officer standard. That matters for pro-rata modelling, part-time comparisons and the way salary looks in monthly take-home terms.
Part-time police pay calculator
Part-time police pay is calculated pro-rata based on contracted weekly hours. The full salary report unlocks reduced-hours scenario modelling so officers and staff can compare the likely impact on monthly take-home pay and pensionable earnings.
- 20 hours
- Around 50% of a 40-hour officer week
- 30 hours
- Typical reduced-hours comparison point
- Custom
- Use the hours slider in the calculator for exact hours
Free pro-rata figures without the report: part-time police pay calculator.
What this calculator includes
- 2026/27 pay scale modelling for officers (official 2025/26 scales plus the 3.5% award)
- Police staff mode with your own salary and a 37-hour week
- UNISON 9% pay claim scenario toggle for staff mode
- London Weighting and South East allowance logic
- Met Police allowance modelling
- Part-time pro-rata adjustments
- Estimated pension contributions, tax and National Insurance
- Monthly and annual take-home estimates
This calculator covers England and Wales, not Police Scotland
The 3.5% benchmark
Police Scotland has already secured a 3.5% pay rise for April 2026 as part of its multi-year deal. That benchmark is often referenced in England and Wales pay discussions, but it does not automatically apply outside Scotland.
- New Constable No location allowance
- £32,255 Gross / yr
- Met Police Constable Pay Point 5 (7-point scale) plus London allowances
- £49,137 Gross / yr
Serving in Scotland? Use the Police Scotland salary calculator.
Frequently asked questions
How much does a police officer earn in the UK in 2026?
From 1 September 2026 a constable in England and Wales earns about £32,255 (pay point 1) to £52,015 (pay point 7), a sergeant £55,443 to £58,175, an inspector £66,000 to £71,396 and a chief inspector £72,806 to £75,709 outside London. These are calculated from the official 2025/26 scale plus the 3.5% award. Allowances, overtime and deductions change what you take home.
What is the starting salary for a police constable in 2026?
A new Police Constable in England and Wales starts at a base salary of £32,255 (pay point 1 of the 7-point scale, 2026/27), and some forces start recruits at pay point 2, £33,609. The older 8-point scale, starting at £33,969, applies only to officers appointed before 1 April 2013. In London, total gross starting pay can be higher once London Weighting and Met allowances are added.
How much does a Met Police officer earn with London allowances?
Met and City of London officers get London Weighting (£3,260 a year, pensionable) and a London Allowance set by the Commissioner up to a maximum of £6,819, on our 2026/27 calculation (3.5% on the 2025/26 values of £3,150 and £6,588). At the maximum that is £10,079 a year, taking a new constable on pay point 1 from £32,255 to about £42,334 and a top-scale constable to about £62,094. Met inspectors and chief inspectors are also on higher London pay scales.
How much does a UK police officer earn per month?
Before deductions, about £2,688 a month for a new constable (£32,255 a year), £4,335 at the top of the constable scale and £4,848 for a top-scale sergeant, from 1 September 2026. After pension contributions, income tax and National Insurance a new constable takes home roughly £1,950 a month and a top-scale constable about £2,940, before allowances, overtime or other deductions.
How is police take-home pay calculated?
Police take-home pay is estimated by starting with gross annual pay, then deducting pension contributions, Income Tax and National Insurance. Location allowances and part-time hours can change both the gross figure and the deductions.
Does the calculator include pension deductions?
Yes. The calculator includes an estimated police pension deduction based on the selected gross pay and current modelling assumptions. The premium salary report shows the deduction detail more clearly.
Does the calculator include overtime?
No. Overtime is not fully modelled inside this salary calculator. Use the dedicated Police Overtime Calculator for casual overtime, rest day and public holiday scenarios.
How is part-time police pay calculated?
Part-time police pay is calculated pro-rata based on contracted weekly hours. The full salary report unlocks reduced-hours scenario modelling so you can compare likely monthly take-home pay and pensionable earnings before changing your pattern.
Can police staff use this calculator?
Yes. Police staff can use the calculator by switching from Officer to Staff mode. The page includes staff salary logic and a UNISON claim modelling toggle.
Does the calculator include the UNISON 9% claim?
Yes, in staff mode you can toggle a 2026 UNISON claim scenario. This is shown as a modelling assumption rather than a confirmed pay award.
Is the UNISON 9% claim confirmed?
No. The UNISON 9% claim is a claim, not a confirmed settlement. It is useful for scenario modelling, but it should not be treated as a guaranteed outcome.
Why does my payslip differ from the calculator?
Payslips can differ because of tax codes, student loans, salary sacrifice, arrears, overtime, allowances that are not captured here, local payroll treatment and pension variations. This calculator provides an estimate rather than a payroll-grade figure.
Should I use the police pension calculator as well?
Yes, if you want a fuller financial picture. Salary shows current cash flow, but the police pension calculator helps model retirement age, CARE accrual, commutation and long-term pension value.
Understanding your pay
- Police Pay Scales 2026 Full rank and pay point tables
- Police Pay Rise 2026/27 Claims, benchmarks and current modelling
- Police Take-Home Pay Explained How deductions change your real pay
- Maternity Pay Explained Family and pay planning guide
Related tools
Use the salary calculator for the headline pay figure, then move into the tool that answers the next money question.
- Police Officer Salary UK (Guide) Pay by rank and years of service, London weighting, overtime and pension, in one page.
- Police Back Pay Calculator The 3.5% award from 1 September, and the arrears owed if your force pays late.
- Police Scotland Salary Calculator Scottish pay scales and Scottish income tax, compared against England and Wales.
- Police Overtime Calculator Calculate casual overtime, rest day working and public holiday rates.
- Police Pension Calculator Estimate your CARE pension, retirement age options and commutation.
- Police Pay Rise 2026/27 See the current pay award debate, claims, benchmarks and scenarios.
- Promotion Comparison Tool Compare pay progression, promotion jumps and rank changes.
- Candidate Mock Interview Prepare for police recruitment interviews with a guided simulator.
- Car Salary Sacrifice Calculator What a force car scheme really costs a month after tax and benefit-in-kind, and what it may cost your pension.
- Part-Time Police Pay Calculator Model pro-rata earnings and take-home pay for reduced hours.
Explore the Pay and Earnings Hub
Model overtime, compare pay progression, understand regional allowances and move from headline salary to the wider financial picture.
PolicePay.co.uk is an independent reference site and is not affiliated with the Home Office, any police force, the Police Federation, UNISON or any pension administrator. Calculations are estimates only and are based on available public information and modelling assumptions. They should not be treated as financial advice, payroll advice or pension advice. Always check your official payslip, force payroll team, pension administrator or professional adviser before making financial decisions.